📜Terms & ConditionsThe rules for using ZOTO.›🛡️Privacy PolicyWhat data we collect and why.›🍪Cookie PolicyCookies and trackers we use.›💳Refunds & CancellationSubscriptions, refunds and disputes.›🤝Community GuidelinesHow we expect members to behave.›📣Affiliate & Influencer TermsFor creators promoting ZOTO.›